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Good to know…
Single Trip vs Annual Coverage
Single trip cover is for one specific trip, while annual cover protects all your trips within a year. Annual cover can be cost-effective if you travel frequently.
Medical Expense Coverage
Travel insurance typically covers emergency medical expenses during your trip. This can include hospital charges, medication costs, and even repatriation to Ireland if medically necessary.
Cancellation and Curtailment Cover
If you have to cancel your trip before departure or cut it short due to unforeseen circumstances like illness or bereavement, this cover can reimburse your non-refundable costs.
Baggage and Personal Belongings Cover
This covers loss, theft, or damage to your personal belongings during your trip, up to a certain limit. There’s usually a lower limit for single items and valuables.
Travel Delay and Missed Departure Cover
If your flight is delayed for a covered reason, your policy can pay a benefit after a certain period. Missed departure cover helps with additional travel and accommodation expenses if you miss your flight due to situations beyond your control.
Winter Sports and Hazardous Activities Cover
Many travel insurance policies exclude risky activities like winter sports unless you pay for additional cover. This extra cover can provide protection against injuries, equipment damage, and piste closures.
Personal Liability Cover
This covers legal expenses and damages if you cause injury to someone or damage their property while on your trip.
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Same day cover. 100% digital. No paperwork beyond certificates.
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Our Live Chat team aim to reply to queries in minutes, and we pride ourselves on delivering at speed, so you can get insured as fast as possible.
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CAR + HOME
This combination is suitable for homeowners who want to protect both their car and their house. It provides coverage for potential damage to your vehicle as well as protection for your home against various risks.
CAR + RENTERS
This combination is a good choice for renters who wish to insure their car along with their rented living space. It covers your vehicle and offers insurance for your rented property, ensuring you’re protected against unforeseen incidents.
CAR + TRAVEL
Ideal for those who frequently travel, this combination covers your vehicle and offers travel insurance benefits. Whether you’re on a road trip or flying abroad, you’ll have protection for your car and yourself during your journeys.
TRAVEL + LIFE
Ideal for those who frequently travel, this combination covers your vehicle and offers travel insurance benefits. Whether you’re on a road trip or flying abroad, you’ll have protection for your car and yourself during your journeys.
Insurance that Gives Back to Nature
As a token of our gratitude, you’ll receive a beautifully designed digital planting certificate from our planting partner. You can even attend a planting event with us.
Each tree planted is estimated to sequester an average of 0.25 tonnes of carbon dioxide over its lifetime, typically ranging from 50 to 100 years. That’s a lasting legacy we can all be proud of.**
How Breeze Works
Breeze aims to simplify the traditional insurance model. We place digital solutions at the heart of everything we do to provide our customers a simple and fast insurance journey. We started the business with the intention of putting our customers’ happiness above all else. To do this, we focus on providing our customers with the greatest deals and a best in class customer aftercare process to ensure help is on hand throughout the claims process to get our customers the best possible outcomes, fast!
Here when you need us
Our Customer Success team are always on hand to chat if you ever have any questions. Feel free to pop a message through the link below, or give us a call anytime during our opening hours. We love to help!
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Everything you need to know about Breeze travel insurance
Q1: What does travel insurance typically cover?
In Ireland, travel insurance typically covers cancellation and curtailment, medical and health cover for an injury or sudden illness
Q2: Does travel insurance cover cancellation due to COVID-19?
Policies vary by insurer, but many Irish travel insurance providers now offer some level of coverage for COVID-19 related disruptions, including trip cancellation due to a positive COVID-19 test. It is crucial to review your policy documents carefully or discuss with your insurer to understand what is covered in relation to COVID-19.
Q3: Can I buy travel insurance if I have a pre-existing medical condition?
Yes, you can buy travel insurance if you have a pre-existing medical condition, but you may need to provide your insurer with more information about your condition. In some cases, coverage related to your condition might be excluded, or you might need to pay an additional premium to cover your condition.
Q4: Do I need travel insurance for trips within Ireland?
While travel within Ireland may not pose the same level of risk as international travel, unforeseen issues can still arise. Travel insurance can cover you for scenarios such as cancellation or curtailment of your trip, loss of personal belongings, or personal accident cover. It’s always worth considering, regardless of how far from home you’re travelling.
Q5: Does my travel insurance cover my belongings?
Yes, most travel insurance policies in Ireland offer some level of coverage for lost, stolen, or damaged belongings. However, there may be limits on the amount you can claim for individual items or categories of items. High-value items such as electronics or jewellery might require additional cover.
Q6: What is an EHIC and how does it relate to my travel insurance?
An EHIC (European Health Insurance Card) allows you to access state-provided healthcare in European Economic Area (EEA) countries, including Switzerland, at a reduced cost, or sometimes for free. However, the EHIC is not an alternative to travel insurance, as it doesn’t cover private medical healthcare or costs such as being flown back to Ireland, lost or stolen property, or cancellation of your trip.


