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Single Trip vs Annual Coverage

Single trip cover is for one specific trip, while annual cover protects all your trips within a year. Annual cover can be cost-effective if you travel frequently.

Medical Expense Coverage

Travel insurance typically covers emergency medical expenses during your trip. This can include hospital charges, medication costs, and even repatriation to Ireland if medically necessary.

Cancellation and Curtailment Cover

If you have to cancel your trip before departure or cut it short due to unforeseen circumstances like illness or bereavement, this cover can reimburse your non-refundable costs.

Baggage and Personal Belongings Cover

This covers loss, theft, or damage to your personal belongings during your trip, up to a certain limit. There’s usually a lower limit for single items and valuables.

Travel Delay and Missed Departure Cover

If your flight is delayed for a covered reason, your policy can pay a benefit after a certain period. Missed departure cover helps with additional travel and accommodation expenses if you miss your flight due to situations beyond your control.

Winter Sports and Hazardous Activities Cover

Many travel insurance policies exclude risky activities like winter sports unless you pay for additional cover. This extra cover can provide protection against injuries, equipment damage, and piste closures.

Personal Liability Cover

This covers legal expenses and damages if you cause injury to someone or damage their property while on your trip.

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Feel supported through your claim

We represent our customers at the heart of everything we do. That means, we'll be there every step of the way to ensure you receive the best possible claims support.

Save with more affordable cover

We take the leg work out of insurance by comparing our panel of insurance underwriters for the best deal, so you don't have to.

Get lightning speed support

Our Live Chat team aim to reply to queries in minutes, and we pride ourselves on delivering at speed, so you can get insured as fast as possible.

Edit your policy in seconds

Edit and update your policy in seconds by contacting us at our dedicated customer service phone or chat lines.

Build your own cover

We’ve got a range of add-on features, so you can build your policy to suit you.

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Here when you need us

Our Customer Success team are always on hand to chat if you ever have any questions. Feel free to pop a message through the link below, or give us a call anytime during our opening hours. We love to help!

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Everything you need to know about Breeze travel insurance

Q1: What does travel insurance typically cover?

In Ireland, travel insurance typically covers cancellation and curtailment, medical and health cover for an injury or sudden illness

Q2: Does travel insurance cover cancellation due to COVID-19?

Policies vary by insurer, but many Irish travel insurance providers now offer some level of coverage for COVID-19 related disruptions, including trip cancellation due to a positive COVID-19 test. It is crucial to review your policy documents carefully or discuss with your insurer to understand what is covered in relation to COVID-19.

Q3: Can I buy travel insurance if I have a pre-existing medical condition?

Yes, you can buy travel insurance if you have a pre-existing medical condition, but you may need to provide your insurer with more information about your condition. In some cases, coverage related to your condition might be excluded, or you might need to pay an additional premium to cover your condition.

Q4: Do I need travel insurance for trips within Ireland?

While travel within Ireland may not pose the same level of risk as international travel, unforeseen issues can still arise. Travel insurance can cover you for scenarios such as cancellation or curtailment of your trip, loss of personal belongings, or personal accident cover. It’s always worth considering, regardless of how far from home you’re travelling.

Q5: Does my travel insurance cover my belongings?

Yes, most travel insurance policies in Ireland offer some level of coverage for lost, stolen, or damaged belongings. However, there may be limits on the amount you can claim for individual items or categories of items. High-value items such as electronics or jewellery might require additional cover.

Q6: What is an EHIC and how does it relate to my travel insurance?

An EHIC (European Health Insurance Card) allows you to access state-provided healthcare in European Economic Area (EEA) countries, including Switzerland, at a reduced cost, or sometimes for free. However, the EHIC is not an alternative to travel insurance, as it doesn’t cover private medical healthcare or costs such as being flown back to Ireland, lost or stolen property, or cancellation of your trip.