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The 5 Star Insurance Broker!

Breeze has earned a 5 star Google rating, as voted by
our fantastic, happy customers.

Who We Are

Bonus Protection Options

When you protect your no claims bonus, it safeguards your discount level even if you make a claim. In a full protection scenario, your bonus stays intact no matter how many claims you make. With step-back protection, your bonus steps down a level or two after a claim but doesn’t disappear entirely.

Personal Accident Cover

This optional cover provides a predetermined financial payout if you or anamed driver suffer from certain serious injuries as a result of an accident, such as losing a limb or eyesight.This optional cover provides a predetermined financial payout if you or anamed driver suffer from certain serious injuries as a result of an accident, such as losing a limb or eyesight.

Driving Other Cars

Some comprehensive car insurance policies allow the policyholderto drive other cars with third-party cover. However, this is typically subject to certain limitations, like the car not being owned by you or a spouse and the vehicle having its own insurance.

Driving Abroad Coverage

Many policies offer the same level of cover in the EU as in Ireland for a certain period, typically up to 30 days. After that, the cover may reduce to a basic level unless you notify the insurer.

Replacement Locks Coverage

If your car keys are lost or stolen, our policies cover the cost of replacing the locks, ensuring that you can continue to use your vehicle safely and securely.

Motor Legal Protection

This optional coverage helps recover uninsured losses
after an accident that wasn’t your fault, such as legal
expenses, car hire costs, and compensation for personal
injury or inconvenience.

Impact of Vehicle Modifications

Vehicle modifications, like performance enhancements or cosmetic changes, can alter the insurance premium. Insurers generally view modifications as increasing the risk of theft or accident.

Bonus Offers

Up to 50% off fees

CAR + HOME

This combination is suitable for homeowners who want to protect both their car and their house. It provides coverage for potential damage to your vehicle as well as protection for your home against various risks

Up to 50% off fees

CAR + RENTERS

This combination is a good choice for renters who wish to insure their car along with their rented living space. It covers your vehicle and offers insurance for your rented property, ensuring you’re protected against unforeseen incidents.

Up to 50% off fees

CAR + TRAVEL

Ideal for those who frequently travel, this combination covers your vehicle and offers travel insurance benefits. Whether you’re on a road trip or flying abroad, you’ll have protection for your car and yourself during your journeys.

Here’s why our customers love us

And it’s not just because we take the hassle out of comparing insurers

Feel supported through your claim

We represent our customers at the heart of everything we do. That means, we'll be there every step of the way to ensure you receive the best possible claims support.

Save with more affordable cover

We take the leg work out of insurance by comparing our panel of insurance underwriters for the best deal, so you don't have to.

Get lightning speed support

Our Live Chat team aim to reply to queries in minutes, and we pride ourselves on delivering at speed, so you can get insured as fast as possible.

Edit your policy in seconds

Edit and update your policy in seconds by contacting us at our dedicated customer service phone or chat lines.

Build your own cover

We’ve got a range of add-on features, so you can build your policy to suit you.

Get a quote in minutes

It takes around 5 minutes to get a quote. Easy!

Here when you need us

Our Customer Success team are always on hand to chat if you ever have any questions. Feel free to pop a message through the link below, or give us a call anytime during our opening hours. We love to help!

Monday - Friday

9 AM - 5:30 PM

Saturday - Sunday

Closed

Bank Holidays

Closed

Insurance Built for the 21st Century

Same day cover. 100% digital. No paperwork beyond certificates.

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Everything you need to know about Breeze car insurance

Q1: What does comprehensive car insurance cover?

Comprehensive car insurance is the highest level of coverage you can get in Ireland. It typically covers damage to your vehicle due to accidents, fire, theft, and vandalism. Furthermore, it also covers liability for injuries to other people, including passengers, and damage to other vehicles or property. Some policies may also cover windscreen damage, towing expenses, and provide a courtesy car while your vehicle is being repaired.

Q2: What factors can affect my car insurance premiums in Ireland?

There are several factors that can impact your car insurance premiums in Ireland. These include your age (young drivers typically face higher premiums), your driving history (any past claims or driving convictions can increase premiums), the type and age of the vehicle you drive (high-performance or luxury cars may cost more to insure), where you live (certain areas, particularly urban areas, may have higher risk levels), and the frequency of your vehicle’s use (more miles can mean higher premiums).

Q3: Can I transfer my no-claims bonus to another vehicle?

Yes, in most cases, you can transfer your no-claims bonus to another vehicle. This is a discount you earn for every year you don’t make a claim. In Ireland, it’s generally transferable from one vehicle to another, but it may only be applied to one vehicle at a time.

Q4: Is windscreen cover included in my car insurance policy?

Windscreen cover is a feature often included in comprehensive car insurance policies in Ireland. This can cover the cost of repairing or replacing your car’s windscreen, windows, or sunroof if they’re damaged. However, it’s always important to check the specifics of your policy as terms can vary between insurers.

Q5: Can I get a multi-car discount?

Many insurers in Ireland offer discounts for insuring more than one vehicle under the same policy, known as a multi-car discount. This could be a cost-effective solution if you or your household has more than one car. The exact discount can vary, so it’s always worthwhile to check with your insurer for specific details.

Q6: Can I add a temporary driver to my policy?

Most car insurance providers in Ireland allow you to add a temporary driver to your policy. This can be useful if you have a visitor who needs to drive your car for a short period. There may be additional fees for this service and certain restrictions based on the driver’s age and driving history.

Insurance that Gives Back to Nature

Planting a Greener Future, One Policy at a Time
When you choose to insure with us, it's not just about safeguarding your present—it's also about investing in a healthier planet for the future. For every insurance policy you purchase, we collaborate with our reforestation partner to plant a tree on your behalf.
Personalised Planting Certificate

As a token of our gratitude, you'll receive a beautifully designed digital planting certificate from our planting partner. You can even attend a planting event with us.

Long-Term Impact

Each tree planted is estimated to sequester an average of 0.25 tonnes of carbon dioxide over its lifetime, typically ranging from 50 to 100 years. That’s a lasting legacy we can all be proud of.**

tree

How Breeze Works

Breeze aims to simplify the traditional insurance model. We place digital solutions at the heart of everything we do to provide our customers a simple and fast insurance journey. We started the business with the intention of putting our customers’ happiness above all else. To do this, we focus on providing our customers with the greatest deals and a best in class customer aftercare process to ensure help is on hand throughout the claims process to get our customers the best possible outcomes, fast!