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The stuff we cover...
Life Insurance
Safeguard the people you care about with customizable life insurance solutions.
Mortgage Protection
Secure your home with reliable mortgage protection for peace of mind.
Serious Illness
Stay financially secure with comprehensive serious illness insurance coverage.
Business Protection
Protect your business assets with tailored business protection insurance plans.
Income Protection
Ensure stability with income protection insurance designed for your needs.
Cancer Cover
Fight cancer with support from specialized cancer cover insurance policies.
Good to know…
Policy Conversion Options
Some mortgage protection policies allow conversion to a life insurance policy without further medical evidence. This can be advantageous if your health has declined since taking out the mortgage protection.
Understanding Terminal Illness Benefit
If you’re diagnosed with a terminal illness and are expected to die within 12 months, your policy could pay out the full cover amount immediately. This allows you to settle your affairs and provide for your loved ones without financial worry.
Convertibility Feature
Many life insurance policies have a convertibility feature allowing the policyholder to convert term insurance to permanent insurance without requiring further health examinations. This can be valuable if your health deteriorates during the term of the original policy.
Income Protection vs Mortgage Protection
While both types of insurance provide financial protection, they serve different purposes. Mortgage protection pays off your mortgage if you die during the term, while income protection provides a regular income if you can’t work due to illness or disability.
Decreasing Cover vs Level Cover
With decreasing cover, the payout amount reduces over the term, generally in line with your reducing mortgage balance. With level cover, the payout amount stays the same throughout the term, providing additional funds to your beneficiaries after paying off the mortgage.
Guaranteed Insurability
This feature allows you to increase your cover amount after specific life events, like marriage or birth of a child, without providing further medical evidence. It’s a useful feature to ensure that your cover keeps up with changes in your personal circumstances.
Policy Flexibility
Many mortgage protection policies offer flexible features like payment holidays, allowing you to skip payments in financial hardship, or portability, allowing you to transfer the policy to a new mortgage or property.
The 5 Star Insurance Company!
Breeze has earned a 5 star Google rating, as voted by
our fantastic, happy customers.
Insurance Built for the 21st Century
Same day cover. 100% digital. No paperwork beyond certificates.
Here’s why our customers love us
And it’s not just because we take the hassle out of comparing insurers
Feel supported through your claim
Save with more affordable cover
We take the leg work out of insurance by comparing our panel of insurance underwriters for the best deal, so you don't have to.
Get lightning speed support
Our Live Chat team aim to reply to queries in minutes, and we pride ourselves on delivering at speed, so you can get insured as fast as possible.
Edit your policy in seconds
Edit and update your policy in seconds by contacting us at our dedicated customer service phone or chat lines.
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Bonus Offers
CAR + HOME
This combination is suitable for homeowners who want to protect both their car and their house. It provides coverage for potential damage to your vehicle as well as protection for your home against various risks.
CAR + RENTERS
This combination is a good choice for renters who wish to insure their car along with their rented living space. It covers your vehicle and offers insurance for your rented property, ensuring you’re protected against unforeseen incidents.
CAR + TRAVEL
Ideal for those who frequently travel, this combination covers your vehicle and offers travel insurance benefits. Whether you’re on a road trip or flying abroad, you’ll have protection for your car and yourself during your journeys.
TRAVEL + LIFE
Ideal for those who frequently travel, this combination covers your vehicle and offers travel insurance benefits. Whether you’re on a road trip or flying abroad, you’ll have protection for your car and yourself during your journeys.
Insurance that Gives Back to Nature
As a token of our gratitude, you’ll receive a beautifully designed digital planting certificate from our planting partner. You can even attend a planting event with us.
Each tree planted is estimated to sequester an average of 0.25 tonnes of carbon dioxide over its lifetime, typically ranging from 50 to 100 years. That’s a lasting legacy we can all be proud of.**
How Breeze Works
Breeze aims to simplify the traditional insurance model. We place digital solutions at the heart of everything we do to provide our customers a simple and fast insurance journey. We started the business with the intention of putting our customers’ happiness above all else. To do this, we focus on providing our customers with the greatest deals and a best in class customer aftercare process to ensure help is on hand throughout the claims process to get our customers the best possible outcomes, fast!
Here when you need us
Our Customer Success team are always on hand to chat if you ever have any questions. Feel free to pop a message through the link below, or give us a call anytime during our opening hours. We love to help!
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Everything you need to know about Breeze life insurance
Q1: What is the difference between life insurance and mortgage protection insurance?
In Ireland, life insurance pays out a specified lump sum to your beneficiaries if you pass away during the term of the policy. This amount doesn’t change unless you alter the policy. Mortgage protection insurance, on the other hand, is designed to pay off your outstanding mortgage if you die during the term of the policy. The payout amount decreases over time in line with your mortgage balance.
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