Farm Insurance - Breeze Insurance

Life Insurance

Safeguard the people you care about with customizable life insurance solutions.

Mortgage Protection

Secure your home with reliable mortgage protection for peace of mind.

Serious Illness

Stay financially secure with comprehensive serious illness insurance coverage.

Business Protection

Protect your business assets with tailored business protection insurance plans.

Income Protection

Ensure stability with income protection insurance designed for your needs.

Cancer Cover

Fight cancer with support from specialized cancer cover insurance policies.

Apply Online

Fill up your application online and we’ll take it
from there.
This can take around 10 minutes. Apply Now

Note

You do not need to tell us about business trips of less than a week or holidays less than 30 days.

Note

You do not need to disclose non-hazardous team sports such as amateur or recreational football, rugby or hurling.

Note

A principal private residence is where you live most or all of the time. This includes first time buyers, home movers and re-mortgages but not second homes or buy to let mortgages.

Note

Complete remission means the absence of signs and symptoms related to a cancer diagnosis which may be determined by, but not limited to, physical examination, radiological investigation and serum biomarkers

Note

Treatment means surgery, radiation therapy, chemotherapy, biological agents, immunotherapy, bone marrow transplant or any evidence-based medical treatments to cure a cancer. It excludes anti-hormonal medications, such as Tamoxifen, or any form of preventative therapy or medicine designed to reduce recurrence risk following complete remission.

Note

If NO, have you ever not taken or stopped treatment without your doctor’s approval?

Note

Please answer YES whether seen by a doctor or not.

Note

You must answer these questions honestly and in full. They are material to the underwriting of your policy and the calculation of the premium.
The answers you provide to the questions and the associated declarations will be used in the underwriting process to establish material
facts about you which influence the assessment and acceptance of cover, the setting of the terms, and the calculation of the premium. You
are obliged to respond to all of the questions posed by us in your application honestly and with reasonable care. If you don’t answer these
questions fully, honestly, to the best of your knowledge and with reasonable care, this may result (depending on the circumstances) in:
• delays in the processing of your claim;
• a reduction in the claim amount or refusal of a claim;
• the policy being treated as if it had been entered into on different terms; or
• the policy being cancelled from the start date (potentially without returning premiums) and with any subsequent claim not being paid.
You must tell us if there’s a change to anything that would affect any of the answers to these specific questions or any relevant additional
information in relation to this application, in the time after you’ve applied for your cover, but before your policy commences, such as a
change to your health, occupation, or leisure activities. If you don’t let us know about any changes affecting any of your answers before
policy commencement, then this may also result in the consequences set out in the bullet points in the above paragraph.
The Disability Act 2005 prohibits processing of genetic data in relation to insurance. Therefore you should not disclose any genetic
test or the results of any genetic test you may have had. You must however, tell us if you are having treatment or have had treatment
for, or are experiencing symptoms of a genetic condition. You will also be asked to give us full information about your family history,
including all genetic conditions.

Note

Including overtime, commission and bonuses but not including investment income or income from other sources.

Note

The weight provided must be current and accurate. If you are currently pregnant, please tell us your weight immediately before your pregnancy

Note

Your policy will not be placed in trust until Breeze has received a fully completed trust deed.
*Executive Income Protection is only available if the Policy Owner is a company registered in Ireland under the Companies Acts.

Note

If you are a PEP, or a close relative or close associate of a PEP, we must apply enhanced customer due diligence procedures. You will be required to provide evidence of identity as part of your application. Further information and documentation will be requested, if required.

Politically Exposed Persons

We are required to identify politically exposed persons (PEPs).
A PEP can be identified as having held one of the following prominent public functions within the last 12 months. Please note that the
below is a non-exhaustive list and if one has held any prominent position in any agency owned or controlled by the State then this should
be considered when determining if one is a PEP. In addition, a PEP may be a close relative or business associate of the following:
1. A specified official such as a head of state, head of government, government minister or deputy or assistant government minister.
2. A member of parliament, a similar legislative body or a member of the governing body of a political party.
3. A member of a supreme court, constitutional court or another high-level judicial body whose decisions are not typically subject to
appeal.
4. A member of a court of auditors or member of the board of a central bank.
5. An ambassador, chargé d’affaires (a diplomat who heads an embassy in the absence of the ambassador) or high-ranking officer in
the armed forces.
6. A member of an administrative, management or supervisory body of a state-owned enterprise.
7. A director, deputy director, member of the board or person performing the equivalent function in an international organisation.

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Cookie Policy

Cookies are small text files placed on your computer and are commonly used on the internet. There are various types of cookies which perform different functions, such as remembering which items you have placed in your shopping basket or analysing your browsing behaviour to enable advertisers to present you with adverts more relevant to you and your interests. For more information about cookies, visit www.allaboutcookies.org.

Accepting or Rejecting Cookies

Most web browsers will accept cookies, but if you would prefer we did not collect data by this method, you can disable this function within your browser settings. If you want to delete any cookies that are already on your computer, please refer to the instructions for your file management software to locate the file or directory that stores cookies.

We may use cookies to:

Collect information that will help us to distinguish visitors, to understand visitors’ browsing habits on our website and to improve their experience.
Compile statistical reports on website activity e.g. numbers of visitors and the pages they visit.
Collect information that will allow us to tailor advertising to make it more relevant for you, based on your previous interactions with our website.
Remember information about you when you visit our site. Some of the cookies are essential in order to provide our services to you.

Below, we have set out the four categories of cookies that we may use on our website.

These cookies are:

Strictly necessary cookies
Performance cookies
Functionality cookies
Targeting cookies

This website may also include third party cookies, which are cookies not set by Linehan & Co. Insurances Ltd trading as Breeze Insurance. In each of the four categories above, we have specified where third party cookies are used.

The following types of cookies may be used during your visit to our website:

Strictly Necessary Cookies

These cookies are essential to enable you to move around a website and use its features, such as accessing secure areas of the website. Without these cookies, services you have asked for, such as obtaining a quote, cannot be provided.

These cookies do not gather information about you that could be used for marketing or remembering where you have been on the internet.

These cookies will be reviewed on a quarterly basis.

Performance Cookies

These cookies collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from web pages. They also allow us to record and count the number of visitors to the website, all of which enables us to see how visitors use the website to improve the way that our website works. These cookies do not collect information that identifies a visitor, as all information these cookies collect is anonymous and is only used to improve how our website works.

Cookie	Purpose of Cookie
Campaign	User campaign reference.
Url Referrer	User URL referrer.
Google analytics: _utma, _utmb, _utmc, _utmz	Used to anonymously track website use*.

*To opt out of being tracked by Google Analytics across all websites please visit http://tools.google.com/dlpage/gaoptout. These cookies will be reviewed and updated on a quarterly basis.

Functionality Cookies

These cookies allow a website to remember choices you make (such as your language or the region you are in) and provide enhanced features. For instance, a website may be able to provide you with news or updates relevant to the policies you buy. These cookies can also be used to remember changes you have made to text size, font, and other parts of web pages that you can customise. They may also be used to provide services you have requested such as viewing a video or commenting on a blog. The information these cookies collect is usually anonymised. They do not gather any information about you that could be used for advertising or remember where you have been on the internet. These cookies will be reviewed and updated on a quarterly basis.

Targeting Cookies

These cookies are not used on this website. These cookies collect several pieces of information about your browsing habits. They are usually placed by advertising networks rather than website operators. They remember that you have visited a website and share this information with other organisations such as advertisers. They do this to provide you with targeted adverts more relevant to you and your interests. Quite often they will be linked to site functionality provided by the other organisation. Although the cookies can track your visits around the web they do not usually know who you are. Without these cookies, online advertisements you encounter will be less relevant to you and your interests. These cookies will be reviewed and updated on a quarterly basis.

These cookies will usually be third party cookies, although if you are visiting the advertising network’s own website, it is technically possible these could be first party cookies. These cookies can be associated with services provided by the third party, but this is not always the case. All information these cookies collect is anonymised, although they contain a unique key that can distinguish individual user browsing habits or store a code that can be translated into a set of browsing habits or preferences. The third party’s Privacy Policy on their website will typically indicate if the cookie is being used as part of an advertising network.

Examples include:

Cookies placed by advertising networks to collect browsing habits to target relevant adverts to you. The site you are visiting need not actually be serving adverts, but often this will also be the case.

Information on deleting or controlling cookies is available at www.allaboutcookies.org.

Please note that if you disable cookies, the website functionality may be impaired and prevent you from obtaining a quotation or completing your purchase online.

Term of Business

Breeze Insurance Ltd. Terms of Business

Breeze Insurance Ltd. is regulated by the Central Bank of Ireland.

Our Terms of Business set out the general terms under which we provide our services to you, how we are remunerated, our regulatory status, and the respective duties and responsibilities of both Breeze Insurance Ltd. and you.

Read our full Terms of Business

If you have any questions about our Terms of Business, please contact us at care@breezeinsurance.ie or on 0818 700 300.

Privacy Policy

Privacy Notice

Breeze Insurance Ltd. is committed to protecting and respecting your privacy. Our Privacy Notice explains what personal data we collect, why we collect it, how we use and share it, how long we keep it, and your rights under the GDPR.

Read our full Privacy Notice

If you have any questions about how we use your data, please contact us at care@breezeinsurance.ie or on 0818 700 300.